42W231 Retreat CtSt CharlesIL60175








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Nearby investment properties with comparable prices

Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in St Charles at 42W231 Retreat Ct, St Charles, IL, 60175 uses $117,683 cash to close to unlock $7,526/yr annual cash flow and $627/mo monthly cash flow. Total monthly income runs $3,090/mo, and a $1,738/mo payment keeps the spread at $627/mo. Purchase price stands at $355,000, and rental yield measures 10.45% with $3,090/mo rent. Return on cash invested shows 26.3% in year one, and 5% annual appreciation builds toward $98,080 over five years. Five-year ROI reaches 138.15% and total cumulative return in cash records $162,576. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $3,090/mo property income covering a $1,738/mo payment rather than investor’s personal income.
Multi Family
Built in 1988
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 60175, Saint Charles, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,107 (100%) |
| Owner Occupied HU | 8,172 (89.7%) |
| Renter Occupied HU | 699 ( 7.7%) |
| Vacant Housing Units | 236 ( 2.6%) |
| Median Home Value | $517,490 |
| Average Home Value | $555,441 |
Housing Distribution
Address Breakdown
Residential
8,548
Single Family
8,544
Multi-Family
4
Businesses
297
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Nearby investment properties with comparable prices



Listed by: Susan Macino • @properties Christie's International Real Estate
Mls Name: MRED as distributed by MLS GRID
Mls ID: #12515773








