42B Tarpum Bay RdDu BoisPA15801
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeWhen a property's DSCR clears 1.5x, lenders and investors both pay attention. 42B Tarpum Bay Rd, Du Bois, PA, 15801 in Du Bois achieves a 1.67 ratio at $159,000: $1,194/mo rent versus $715/mo debt service. Rental yield 9.01%. Ziffy Mortgage's no-W2 DSCR loan is purpose-built for assets like this. The 9.01% yield compounds alongside 5% annual appreciation projecting $43,929 in value. Total projected cumulative return: $41,567.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9% | 6.2% |
| Monthly Cash Flow | $(328) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,194 |
| Total Monthly Debt Service | $1,459 |
| DSCR Ratio | 0.82x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1983
N/A lot
$N/A/sqft
$480 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 15801, Du Bois, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,321 (100%) |
| Owner Occupied HU | 6,248 (60.5%) |
| Renter Occupied HU | 2,253 (21.8%) |
| Vacant Housing Units | 1,820 (17.6%) |
| Median Home Value | $226,157 |
| Average Home Value | $259,198 |
Housing Distribution
Address Breakdown
Residential
8,737
Single Family
6,302
Multi-Family
2,435
Businesses
978
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1983
N/A lot
$N/A/sqft
$480 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 15801, Du Bois, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,321 (100%) |
| Owner Occupied HU | 6,248 (60.5%) |
| Renter Occupied HU | 2,253 (21.8%) |
| Vacant Housing Units | 1,820 (17.6%) |
| Median Home Value | $226,157 |
| Average Home Value | $259,198 |
Housing Distribution
Address Breakdown
Residential
8,737
Single Family
6,302
Multi-Family
2,435
Businesses
978
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Scott Mcaninch • At Home Realty Associates, Inc.
Mls Name: Clearfield Jefferson AOR
Mls Provider:
Mls ID: #12-13525
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.