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Get DSCR Rental Loan Rate Quote
$289,000
3 bds•3 ba•1360sqft

428936 E 1131st Rd,Porum,OK,74455

7.57%
Gross Yield
19.49%
ROI
$1,824/m
Est. Rent
$0
Total Investment
$0
Down Payment
$0
Closing Costs
Gallery⭐   Investment VerdictCalculatorComps and Overview

INVESTMENT ANALYSIS

Investment Verdict

Steady Equity Builder

There's a case for owning boring assets in strong markets. Rental yield 7.57%. It won't spike overnight, but it will produce quarter after quarter of U.S. dollar income with long-run appreciation. Ziffy Mortgage's DSCR loan removes U.S. income documentation barriers for non-residents. Five-year appreciation of $79,845 and $2,423/yr in equity build project total return of $103,006.

This PropertyNational Avg
Gross Rental Yield7.6%6.2%
Monthly Cash Flow$(22)$180

National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.

DSCR Rental Loan Qualification

1.01× DSCR
✓ Qualifies

Qualifies using the property's rental income, not your personal income.

  • ✓No W-2, pay stubs, or tax returns needed
  • ✓Rental income qualifies you
  • ✓Built for real estate investors
Monthly Rental Income$1,824
Total Monthly Debt Service$1,801
DSCR Ratio1.01x

Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →

Get Pre-Approved

Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.

Single Family

Built in 1970

0.55 Acres lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 74455, Porum, OK area.

Housing Distribution

Housing Statistics

CategoryValue
Total HU (Housing Units)1,696 (100%)
Owner Occupied HU932 (55.0%)
Renter Occupied HU181 (10.7%)
Vacant Housing Units583 (34.4%)
Median Home Value$153,626
Average Home Value$194,839

Housing Distribution

Address Breakdown

Residential

1,121

Single Family

1,121

Multi-Family

0

Businesses

35

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NMLS #2625701
Get Pre-Approved

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AI

Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics Value
Price $399,900
Est. Rent $3,200/mo
ROI 18%
  • Attractive rent-to-price ratio for income stability
  • Good fit for DSCR financing with healthy coverage
AI
ZiffyAI
Explore more listings using simple english

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Loan officer
Loan officer
Loan officer
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NMLS #2625701
Get Pre-Approved

Listed by: N/A • N/A 

Mls Name: MLS Technology, Inc.

Mls ID: #2627763

Oklahoma•Porum•428936 E 1131st Rd
AI
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247 Cayuga Rd. Ste 700, Buffalo, New York – 14225
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247 Cayuga Rd. Ste 700, Buffalo, New York – 14225
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© 2026 HomeAbroad Inc. DBA Ziffy. All Rights Reserved.

Home loan lending products are offered by HomeAbroad Loans LLC DBA Ziffy Mortgage, a 100% owned subsidiary of HomeAbroad Inc. HomeAbroad Loans LLC DBA Ziffy Mortgage is a licensed mortgage company. NMLS #2625701 | NMLS Consumer Access. Loans made or arranged pursuant to applicable state law.

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Filters Applied:
Price: $300K - 500K
Monthly Cash Flow: $1 - $3k+
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Single Family

Built in 1970

0.55 Acres lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 74455, Porum, OK area.

Housing Distribution

Housing Statistics

CategoryValue
Total HU (Housing Units)1,696 (100%)
Owner Occupied HU932 (55.0%)
Renter Occupied HU181 (10.7%)
Vacant Housing Units583 (34.4%)
Median Home Value$153,626
Average Home Value$194,839

Housing Distribution

Address Breakdown

Residential

1,121

Single Family

1,121

Multi-Family

0

Businesses

35