42828 N 14th StNew RiverAZ85087
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayGlobal investors willing to prioritise equity over near-term yield will find 42828 N 14th St, New River, AZ, 85087 in New River worth study. Rental yield 5.57%. The 5.57% gross yield is below cash-flow benchmarks at $950,100, but 5% annual appreciation, adding $262,495 over five years, frames this as a capital growth position. Rent of $4,414/mo partially offsets the $4,272/mo payment. Ziffy Mortgage finances appreciation-play properties (1.03 DSCR) for non-U.S. residents without domestic income documentation; a 30–35% down payment maximises coverage. Total projected return: $281,796.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 5.6% | 6.2% |
| Monthly Cash Flow | $(1,203) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $4,414 |
| Total Monthly Debt Service | $5,238 |
| DSCR Ratio | 0.84x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1995
4.77 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85087, New River, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,255 (100%) |
| Owner Occupied HU | 3,498 (82.2%) |
| Renter Occupied HU | 299 ( 7.0%) |
| Vacant Housing Units | 458 (10.8%) |
| Median Home Value | $594,491 |
| Average Home Value | $660,770 |
Housing Distribution
Address Breakdown
Residential
3,817
Single Family
2,454
Multi-Family
1,363
Businesses
286
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1995
4.77 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85087, New River, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,255 (100%) |
| Owner Occupied HU | 3,498 (82.2%) |
| Renter Occupied HU | 299 ( 7.0%) |
| Vacant Housing Units | 458 (10.8%) |
| Median Home Value | $594,491 |
| Average Home Value | $660,770 |
Housing Distribution
Address Breakdown
Residential
3,817
Single Family
2,454
Multi-Family
1,363
Businesses
286
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices