428 Thomas StAlburtisPA18011
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe income profile at 428 Thomas St, Alburtis, PA, 18011 in Alburtis is straightforward: $165,000 in, $1,288/mo in rent, $207/mo out after debt service. The 9.37% gross yield and 1.74 DSCR make this exactly the kind of asset Ziffy Mortgage finances for non-U.S. residents without income documentation. Appreciation at 5%/yr adds $45,586 by year five. With $1,520/yr in principal equity, the total cumulative return is projected at $76,166.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.4% | 6.2% |
| Monthly Cash Flow | $207 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,288 |
| Total Monthly Debt Service | $1,016 |
| DSCR Ratio | 1.27x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1880
10,193 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 18011, Alburtis, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,273 (100%) |
| Owner Occupied HU | 1,861 (81.9%) |
| Renter Occupied HU | 349 (15.4%) |
| Vacant Housing Units | 63 ( 2.8%) |
| Median Home Value | $364,313 |
| Average Home Value | $411,462 |
Housing Distribution
Address Breakdown
Residential
2,116
Single Family
2,106
Multi-Family
10
Businesses
72
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1880
10,193 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 18011, Alburtis, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,273 (100%) |
| Owner Occupied HU | 1,861 (81.9%) |
| Renter Occupied HU | 349 (15.4%) |
| Vacant Housing Units | 63 ( 2.8%) |
| Median Home Value | $364,313 |
| Average Home Value | $411,462 |
Housing Distribution
Address Breakdown
Residential
2,116
Single Family
2,106
Multi-Family
10
Businesses
72
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Maurice Muhammad • Progressive Realty, Inc.
Mls Name: Bright MLS
Mls ID: #PALH2013232