428 Monterey BlvdSan FranciscoCA94127
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderSolid, durable, and financeable, 428 Monterey Blvd, San Francisco, CA, 94127 in San Francisco earns a 7.91% gross yield at $959,000. Rent of $6,319/mo nets $387/mo after the $4,312/mo mortgage. The 1.47 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $264,954 and $8,832/yr in equity accumulation project a total cumulative return of $388,531.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.9% | 4.5% |
| Monthly Cash Flow | $387 | $2,800 |
City averages based on San Francisco market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $6,319 |
| Total Monthly Debt Service | $5,551 |
| DSCR Ratio | 1.14x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1910
2,500 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94127, San Francisco, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,182 (100%) |
| Owner Occupied HU | 5,656 (78.8%) |
| Renter Occupied HU | 1,172 (16.3%) |
| Vacant Housing Units | 354 ( 4.9%) |
| Median Home Value | $1,798,032 |
| Average Home Value | $1,734,685 |
Housing Distribution
Address Breakdown
Residential
7,543
Single Family
7,029
Multi-Family
514
Businesses
525
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1910
2,500 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94127, San Francisco, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,182 (100%) |
| Owner Occupied HU | 5,656 (78.8%) |
| Renter Occupied HU | 1,172 (16.3%) |
| Vacant Housing Units | 354 ( 4.9%) |
| Median Home Value | $1,798,032 |
| Average Home Value | $1,734,685 |
Housing Distribution
Address Breakdown
Residential
7,543
Single Family
7,029
Multi-Family
514
Businesses
525
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Alexander Williams • Rise Homes
Mls Name: SFAR
Mls Provider:
Mls ID: #425043634
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.