428 Main Street SouthBridgewaterCT06752
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 428 Main Street South, Bridgewater, CT, 06752 in Bridgewater. At $629,999 it earns $5,035/mo in rent and distributes $674/mo to the owner after the $2,833/mo payment, a consistent 9.44% yield. DSCR 1.78 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $174,057 in value; $5,802/yr in principal paydown compounds ownership stake. Total projected return: $289,075.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.4% | 6.0% |
| Monthly Cash Flow | $674 | $1,200 |
City averages based on Bridgewater market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,035 |
| Total Monthly Debt Service | $4,030 |
| DSCR Ratio | 1.25x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1986
4.04 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 06752, Bridgewater, CT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 887 (100%) |
| Owner Occupied HU | 678 (76.4%) |
| Renter Occupied HU | 79 ( 8.9%) |
| Vacant Housing Units | 130 (14.7%) |
| Median Home Value | $676,778 |
| Average Home Value | $826,202 |
Housing Distribution
Address Breakdown
Residential
718
Single Family
718
Multi-Family
0
Businesses
56
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1986
4.04 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 06752, Bridgewater, CT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 887 (100%) |
| Owner Occupied HU | 678 (76.4%) |
| Renter Occupied HU | 79 ( 8.9%) |
| Vacant Housing Units | 130 (14.7%) |
| Median Home Value | $676,778 |
| Average Home Value | $826,202 |
Housing Distribution
Address Breakdown
Residential
718
Single Family
718
Multi-Family
0
Businesses
56
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Joseph Dimyan • Tower Realty Corp
Mls Name: Smart MLS
Mls Provider:
Mls ID: #24101360
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.