428 12th StValley MillsTX76689








Nearby investment properties with comparable rents
Nearby investment properties with comparable prices

Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Valley Mills at 428 12th St, Valley Mills, TX, 76689 offers a 5.53% rental yield on a $874,000 purchase with $4,025/mo rent. 92% in year one. Equity gained on principal adds $5,640/yr while 5% annual appreciation supports $241,470 over five years. Portfolio math shows five-year ROI at 55.82% and total cumulative return in cash at $160,521. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $4,025/mo property income against a $4,278/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.
Single Family
Built in 2022
2.54 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 76689, Valley Mills, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,881 (100%) |
| Owner Occupied HU | 1,352 (71.9%) |
| Renter Occupied HU | 291 (15.5%) |
| Vacant Housing Units | 238 (12.7%) |
| Median Home Value | $316,498 |
| Average Home Value | $374,401 |
Housing Distribution
Address Breakdown
Residential
1,445
Single Family
1,445
Multi-Family
0
Businesses
88
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices



Listed by: Brittney Loth • EG Realty
Mls Name: NTREIS
Mls ID: #21110257








