4273 State Route 26VernonNY13476








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Vernon at 4273 State Route 26, Vernon, NY, 13476 offers a 5.6% rental yield on a $270,000 purchase with $1,260/mo rent. 62% in year one. Equity gained on principal adds $1,742/yr while 5% annual appreciation supports $74,596 over five years. Portfolio math shows five-year ROI at 64.44% and total cumulative return in cash at $57,673. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $1,260/mo property income against a $1,322/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.
Single Family
Built in 1960
1.12 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 13476, Vernon, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,472 (100%) |
| Owner Occupied HU | 940 (63.9%) |
| Renter Occupied HU | 423 (28.7%) |
| Vacant Housing Units | 109 ( 7.4%) |
| Median Home Value | $200,743 |
| Average Home Value | $237,830 |
Housing Distribution
Address Breakdown
Residential
1,096
Single Family
1,026
Multi-Family
70
Businesses
88
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