427 Harding AvenueBayvilleNJ08721








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Bayville at 427 Harding Avenue, Bayville, NJ, 08721 listed at $489,000 pairs $3,674/mo rent with a $2,393/mo payment to leave $189/mo cash flow. Total monthly income runs $3,674/mo, and annual cash flow reaches $2,267/yr on $162,104 cash to close. Return on cash invested measures 21.31% in year one, and rental yield registers 9.02% at a $489,000 basis. Equity gained on principal adds $3,155/yr, and annual property appreciation at 5% supports $135,102 by year five. Five-year ROI tracks 111.56% and total cumulative return in cash totals $180,850. Financing can be arranged with Ziffy Mortgage’s DSCR loan, which qualifies using $3,674/mo property income relative to a $2,393/mo payment rather than your personal income (W2, Tax Returns, Paystubs, or 1099).
Single Family
Built in 1976
0.46 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 08721, Bayville, NJ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,619 (100%) |
| Owner Occupied HU | 7,129 (74.1%) |
| Renter Occupied HU | 1,504 (15.6%) |
| Vacant Housing Units | 986 (10.3%) |
| Median Home Value | $471,653 |
| Average Home Value | $536,444 |
Housing Distribution
Address Breakdown
Residential
8,902
Single Family
8,902
Multi-Family
0
Businesses
409
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Listed by: Linda Riddle • Keller Williams Preferred Properties,Bayville
Mls Name: MOMLS
Mls Provider:
Mls ID: #22508580
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