427 Gilchrist Hill RoadHartfordNY12838
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Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Rental property for sale in Hartford at 427 Gilchrist Hill Road, Hartford, NY, 12838 offers $3,286/mo rent that, after a $1,933/mo payment, leaves $649/mo cash flow. Total monthly income is $3,286/mo, and annual cash flow is $7,783/yr on $130,943 cash. Return on cash invested measures 25.85% in year one, and rental yield stands at 9.98% at a $395,000 entry. Equity gained on principal adds $2,549/yr while 5% annual appreciation compounds into $109,131 by year five. Five-year ROI records 135.36% and total cumulative return in cash reaches $177,246. Lending can use Ziffy Mortgage’s DSCR loan, which structures approval around $3,286/mo property income versus a $1,933/mo payment rather than borrower’s personal income verification through W2s, Salary slips, and Tax returns.
Single Family
Built in 1991
5.56 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 12838, Hartford, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 234 (100%) |
| Owner Occupied HU | 158 (67.5%) |
| Renter Occupied HU | 35 (15.0%) |
| Vacant Housing Units | 41 (17.5%) |
| Median Home Value | $209,091 |
| Average Home Value | $296,218 |
Housing Distribution
Address Breakdown
Residential
203
Single Family
203
Multi-Family
0
Businesses
20
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