427 FloydSan AntonioTX78204
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowSolid fundamentals define the investment case at 427 Floyd, San Antonio, TX, 78204 in San Antonio: $1,619/mo in rent, $339/mo in net income, 10.79% gross yield, 2.00 DSCR, all at $179,999. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $49,730 in appreciation and $1,658/yr in principal paydown projects total cumulative return of $90,811.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.8% | 5.8% |
| Monthly Cash Flow | $339 | $450 |
City averages based on San Antonio market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,619 |
| Total Monthly Debt Service | $1,208 |
| DSCR Ratio | 1.34x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1926
4,660 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78204, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,639 (100%) |
| Owner Occupied HU | 2,441 (36.8%) |
| Renter Occupied HU | 3,185 (48.0%) |
| Vacant Housing Units | 1,013 (15.3%) |
| Median Home Value | $215,315 |
| Average Home Value | $282,599 |
Housing Distribution
Address Breakdown
Residential
6,248
Single Family
3,783
Multi-Family
2,465
Businesses
417
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1926
4,660 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78204, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,639 (100%) |
| Owner Occupied HU | 2,441 (36.8%) |
| Renter Occupied HU | 3,185 (48.0%) |
| Vacant Housing Units | 1,013 (15.3%) |
| Median Home Value | $215,315 |
| Average Home Value | $282,599 |
Housing Distribution
Address Breakdown
Residential
6,248
Single Family
3,783
Multi-Family
2,465
Businesses
417
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: LERA MLS
Mls ID: #1943306