427 E College St, Bowdon, GA, 30108 | $313/mo Cash Flow

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427 E College St, Bowdon, GA, 30108 | $313/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Bowdon at 427 E College St, Bowdon, GA, 30108 with 5% annual appreciation on a $330,000 basis while $2,321/mo rent supports operations. Total monthly income totals $2,321/mo and a $1,615/mo payment preserves $313/mo for cash returns. Annual cash flow comes to $3,753/yr on $109,395 deployed, and return on cash invested reaches 23.34% in year one. Equity gained on principal adds $2,129/yr, and five-year appreciation sums $91,173 alongside rental yield of 8.44%. Five-year ROI measures 121.09% and total cumulative return in cash totals $132,467.

Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $2,321/mo property income versus a $1,615/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.

Single Family

Built in 1923

5.74 Acres lot

$N/A/sqft

No HOA

More details about the property

Timeless Craftsman Charm on 5.74 Private Acres in Downtown Bowdon -- Welcome to 427 E College Streeta beautifully restored 1920s-era, 4-sided brick Craftsman bungalow that blends historic character with thoughtful updates, all on nearly 6 acres within walking distance to charming downtown Bowdon. This 3-bedroom, 2-bath home spans over 2,200 square feet of single-level living, offering generous space and timeless appeal. Step inside to discover original sugar pine floors, soaring 10-foot ceilings, and large windows that flood the home with natural light and historic charm. The chef-style kitchen features restaurant-grade upgrades including a 6-burner gas range, industrial stainless-steel shelving, deep double sink, and a walk-in pantryperfect for culinary enthusiasts or those who love to entertain. Notable Features Include: Spacious living and dining rooms plus a separate den/office, Two original fireplaces (living room & family room), Updated bathrooms including soaking tub and vintage charm, Ceramic tile flooring in kitchen, All appliances included (refrigerator, washer, dryer), Main level laundry & mudroom, Outbuilding for storage, and 5.74 acres of level, wooded land offering privacy and room to roam. Located in the heart of Bowdon, you're just minutes from local shops, restaurants, and schools. Enjoy the peace of rural living with convenient city access, making this an ideal homestead for those who appreciate space, craftsmanship, and a connection to community. Perfect for buyers who: Appreciate historic homes with architectural detail, desire land and privacy within city limits, need flexible space for hobbies, gardening, or home-based work, and love the character of a true Craftsman bungalow with modern improvements. This is a rare opportunity to own a piece of Bowdons history with modern comfort and acreage that invites you to create your own legacy.

Neighborhood Data

Neighborhood data shown for ZIP Code: 30108, Bowdon, GA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	3,638 (100%)
Owner Occupied HU	2,511 (69.0%)
Renter Occupied HU	816 (22.4%)
Vacant Housing Units	311 ( 8.5%)
Median Home Value	$285,747
Average Home Value	$299,909