426 W 2nd StHardinMT59034








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Hardin at 426 W 2nd St, Hardin, MT, 59034 uses $74,588 cash to close to unlock $3,351/yr annual cash flow and $279/mo monthly cash flow. Total monthly income runs $1,594/mo, and a $1,101/mo payment keeps the spread at $279/mo. Purchase price stands at $225,000, and rental yield measures 8.5% with $1,594/mo rent. Return on cash invested shows 24.4% in year one, and 5% annual appreciation builds toward $62,163 over five years. Five-year ROI reaches 126.53% and total cumulative return in cash records $94,377. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $1,594/mo property income covering a $1,101/mo payment rather than investor’s personal income.
Single Family
Built in 1923
7,000 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 59034, Hardin, MT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,807 (100%) |
| Owner Occupied HU | 975 (54.0%) |
| Renter Occupied HU | 631 (34.9%) |
| Vacant Housing Units | 201 (11.1%) |
| Median Home Value | $176,786 |
| Average Home Value | $220,590 |
Housing Distribution
Address Breakdown
Residential
1,616
Single Family
1,554
Multi-Family
62
Businesses
261
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