426 S Washington St, Havre De Grace, MD, 21078 | $783/mo Cash Flow

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Rental property for sale in Havre De Grace at 426 S Washington St, Havre De Grace, MD, 21078 priced at $249,000 converts $2,332/mo rent into $783/mo cash flow after a $1,219/mo obligation. Total monthly income equals $2,332/mo, and annual cash flow totals $9,397/yr on $82,544 invested. Return on cash invested prints 31.29% in year one, and rental yield reads 11.24% against a $249,000 entry. Equity gained on principal adds $1,607/yr, while 5% annual appreciation compiles into $68,794 by year five. Five-year ROI reaches 164% and total cumulative return in cash sums $135,368. For leverage, Ziffy Mortgage’s DSCR loan bases approval on $2,332/mo property income covering a $1,219/mo payment, not borrower’s personal income.

Single Family

Built in 1935

1,800 sqft lot

$N/A/sqft

No HOA

More details about the property

Discover the perfect blend of modern comfort and historic charm in this beautiful end unit townhouse located just a few blocks from the stunning Susquehanna River. This meticulously maintained home features all new carpet and flooring throughout, ensuring a fresh and inviting atmosphere. Enjoy the convenience of an updated HVAC system and hot water heater, providing peace of mind and energy efficiency. The spacious layout offers plenty of natural light and room for entertaining, while the town's rich history and vibrant community create a welcoming environment. Step outside and explore the picturesque streets of historic downtown, with its unique shops, delightful eateries, and charming waterfront views. Don't miss the opportunity to own this lovely townhouse in one of Marylands most desirable locations! Schedule a tour today!

Neighborhood Data

Neighborhood data shown for ZIP Code: 21078, Havre De Grace, MD area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	9,099 (100%)
Owner Occupied HU	6,294 (69.2%)
Renter Occupied HU	2,219 (24.4%)
Vacant Housing Units	586 ( 6.4%)
Median Home Value	$445,721
Average Home Value	$488,694