426 S Lincoln StreetDenverCO80209
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe 7.19% yield at 426 S Lincoln Street, Denver, CO, 80209 in Denver is solid, but the $3,597/mo payment compresses net cash flow to $128/mo at $799,950. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $221,011 by year five, and $7,368/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.33) without U.S. income documentation. Total projected return: $310,347.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.2% | 3.8% |
| Monthly Cash Flow | $128 | $1,850 |
City averages based on Denver market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,790 |
| Total Monthly Debt Service | $4,344 |
| DSCR Ratio | 1.10x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1908
4,470 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80209, Denver, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,199 (100%) |
| Owner Occupied HU | 6,640 (41.0%) |
| Renter Occupied HU | 8,227 (50.8%) |
| Vacant Housing Units | 1,332 ( 8.2%) |
| Median Home Value | $1,154,232 |
| Average Home Value | $1,260,413 |
Housing Distribution
Address Breakdown
Residential
15,556
Single Family
8,573
Multi-Family
6,983
Businesses
1,011
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1908
4,470 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80209, Denver, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,199 (100%) |
| Owner Occupied HU | 6,640 (41.0%) |
| Renter Occupied HU | 8,227 (50.8%) |
| Vacant Housing Units | 1,332 ( 8.2%) |
| Median Home Value | $1,154,232 |
| Average Home Value | $1,260,413 |
Housing Distribution
Address Breakdown
Residential
15,556
Single Family
8,573
Multi-Family
6,983
Businesses
1,011
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices