426 Howard StStocktonCA95206
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Investment property for sale in Stockton at 426 Howard St, Stockton, CA, 95206 with 5% annual appreciation on a $384,900 basis while $2,449/mo rent supports operations. Total monthly income totals $2,449/mo and a $1,884/mo payment preserves $26/mo for cash returns. Annual cash flow comes to $310/yr on $127,594 deployed, and return on cash invested reaches 20.15% in year one. Equity gained on principal adds $2,484/yr, and five-year appreciation sums $106,341 alongside rental yield of 7.64%. Five-year ROI measures 104.27% and total cumulative return in cash totals $133,047.
Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $2,449/mo property income versus a $1,884/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.
Single Family
Built in 1950
5,201 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95206, Stockton, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,908 (100%) |
| Owner Occupied HU | 10,734 (56.8%) |
| Renter Occupied HU | 7,533 (39.8%) |
| Vacant Housing Units | 641 ( 3.4%) |
| Median Home Value | $429,135 |
| Average Home Value | $483,139 |
Housing Distribution
Address Breakdown
Residential
18,130
Single Family
17,833
Multi-Family
297
Businesses
848
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Listed by: Gina Rojas • HomeSmart PV and Associates
Mls Name: MetroList Services of CA
Mls Provider:
Mls ID: #225044245
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