426 Center StLykensPA17048
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowNot flashy, but dependably profitable, 426 Center St, Lykens, PA, 17048 in Lykens is listed at $144,000 and delivers $1,440/mo in rent and $496/mo in net monthly cash flow. The 12% yield and 2.22 DSCR provide the underwriting comfort Ziffy Mortgage needs to approve a DSCR loan without W-2 or tax-return documentation. Projected 5% annual appreciation adds $39,785 over five years, and $1,326/yr in principal reduction supplements cash return. Total projected cumulative return: $86,790.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 12% | 6.2% |
| Monthly Cash Flow | $496 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,440 |
| Total Monthly Debt Service | $886 |
| DSCR Ratio | 1.62x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1900
2,614 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17048, Lykens, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,297 (100%) |
| Owner Occupied HU | 1,537 (66.9%) |
| Renter Occupied HU | 505 (22.0%) |
| Vacant Housing Units | 255 (11.1%) |
| Median Home Value | $236,194 |
| Average Home Value | $336,492 |
Housing Distribution
Address Breakdown
Residential
1,717
Single Family
1,677
Multi-Family
40
Businesses
73
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1900
2,614 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17048, Lykens, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,297 (100%) |
| Owner Occupied HU | 1,537 (66.9%) |
| Renter Occupied HU | 505 (22.0%) |
| Vacant Housing Units | 255 (11.1%) |
| Median Home Value | $236,194 |
| Average Home Value | $336,492 |
Housing Distribution
Address Breakdown
Residential
1,717
Single Family
1,677
Multi-Family
40
Businesses
73
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: STACY SNYDER • Jack Gaughen Network Services Hower & Associates
Mls Name: Bright MLS
Mls ID: #PADA2056384