426 Ash StKerseyCO80644
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 426 Ash St, Kersey, CO, 80644 in Kersey. At $570,000 it earns $3,964/mo in rent and distributes $615/mo to the owner after the $2,702/mo payment, a consistent 8.34% yield. DSCR 1.47 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $157,480 in value; $4,778/yr in principal paydown compounds ownership stake. Total projected return: $245,838.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.3% | 6.0% |
| Monthly Cash Flow | $615 | $1,500 |
City averages based on Kersey market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $3,964 |
| Total Monthly Debt Service | $3,234 |
| DSCR Ratio | 1.23x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2014
9,750 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80644, Kersey, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,152 (100%) |
| Owner Occupied HU | 835 (72.5%) |
| Renter Occupied HU | 269 (23.4%) |
| Vacant Housing Units | 48 ( 4.2%) |
| Median Home Value | $597,527 |
| Average Home Value | $622,787 |
Housing Distribution
Address Breakdown
Residential
774
Single Family
698
Multi-Family
76
Businesses
125
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
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