426 & 422 County Road 728 #58.5RicevilleTN37370
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestors who prioritise long-run asset value over immediate income should consider 426 & 422 County Road 728 #58.5, Riceville, TN, 37370 in Riceville. Rental yield 1.02%. At $1,450,000 with 1.02% gross yield, current distributions are modest, but the 5% appreciation rate projects $400,608 in new equity by year five, complemented by $13,355/yr in principal paydown. Ziffy Mortgage's DSCR loan (0.19) allows non-U.S. residents to acquire without W-2s or domestic credit. Total projected five-year cumulative return: $69,174.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 1% | 6.2% |
| Monthly Cash Flow | $(7,450) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $1,230 |
| Total Monthly Debt Service | $8,103 |
| DSCR Ratio | 0.15x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1986
1 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 37370, Riceville, TN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,273 (100%) |
| Owner Occupied HU | 1,707 (75.1%) |
| Renter Occupied HU | 383 (16.8%) |
| Vacant Housing Units | 183 ( 8.1%) |
| Median Home Value | $284,069 |
| Average Home Value | $352,374 |
Housing Distribution
Address Breakdown
Residential
2,079
Single Family
2,079
Multi-Family
0
Businesses
74
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1986
1 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 37370, Riceville, TN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,273 (100%) |
| Owner Occupied HU | 1,707 (75.1%) |
| Renter Occupied HU | 383 (16.8%) |
| Vacant Housing Units | 183 ( 8.1%) |
| Median Home Value | $284,069 |
| Average Home Value | $352,374 |
Housing Distribution
Address Breakdown
Residential
2,079
Single Family
2,079
Multi-Family
0
Businesses
74
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices