4258 Meadowridge RdWoodstockIL60098
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe headline number at 4258 Meadowridge Rd, Woodstock, IL, 60098 in Woodstock is the 1.53 coverage ratio: rent of $2,386/mo versus a $1,560/mo debt payment on a $346,990 property. Rental yield 8.25%. That margin is what gives Ziffy Mortgage's DSCR loan the coverage it needs for a clean, fast approval, no W-2s, no U.S. residency. Appreciation at 5%/yr projects $95,867 by year five, with $3,196/yr in equity from paydown. Total projected cumulative return: $131,402.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.3% | 6.0% |
| Monthly Cash Flow | $(21) | $350 |
City averages based on Woodstock market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $2,386 |
| Total Monthly Debt Service | $2,269 |
| DSCR Ratio | 1.05x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 60098, Woodstock, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,477 (100%) |
| Owner Occupied HU | 9,143 (67.8%) |
| Renter Occupied HU | 3,622 (26.9%) |
| Vacant Housing Units | 712 ( 5.3%) |
| Median Home Value | $309,395 |
| Average Home Value | $336,961 |
Housing Distribution
Address Breakdown
Residential
12,984
Single Family
11,528
Multi-Family
1,456
Businesses
1,092
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 60098, Woodstock, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,477 (100%) |
| Owner Occupied HU | 9,143 (67.8%) |
| Renter Occupied HU | 3,622 (26.9%) |
| Vacant Housing Units | 712 ( 5.3%) |
| Median Home Value | $309,395 |
| Average Home Value | $336,961 |
Housing Distribution
Address Breakdown
Residential
12,984
Single Family
11,528
Multi-Family
1,456
Businesses
1,092
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
