42577 Sunset Ridge SqAshburnVA20148
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderTight but positive: 42577 Sunset Ridge Sq, Ashburn, VA, 20148 in Ashburn at $575,000 earns $3,593/mo in rent and nets $156/mo after the $2,586/mo payment, a 7.5% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $158,862 over five years. Ziffy Mortgage underwrites this on a 1.39 DSCR without U.S. credit history. With $5,296/yr in principal paydown, total projected return reaches $227,551.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 7.5% | 6.2% |
| Monthly Cash Flow | $156 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,593 |
| Total Monthly Debt Service | $3,208 |
| DSCR Ratio | 1.12x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2015
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20148, Ashburn, VA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 22,175 (100%) |
| Owner Occupied HU | 17,961 (81.0%) |
| Renter Occupied HU | 3,846 (17.3%) |
| Vacant Housing Units | 368 ( 1.7%) |
| Median Home Value | $863,732 |
| Average Home Value | $896,827 |
Housing Distribution
Address Breakdown
Residential
21,379
Single Family
19,635
Multi-Family
1,744
Businesses
371
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2015
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20148, Ashburn, VA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 22,175 (100%) |
| Owner Occupied HU | 17,961 (81.0%) |
| Renter Occupied HU | 3,846 (17.3%) |
| Vacant Housing Units | 368 ( 1.7%) |
| Median Home Value | $863,732 |
| Average Home Value | $896,827 |
Housing Distribution
Address Breakdown
Residential
21,379
Single Family
19,635
Multi-Family
1,744
Businesses
371
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices