42575 Highgate TerAshburnVA20148
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe 8.64% yield at 42575 Highgate Ter, Ashburn, VA, 20148 in Ashburn is solid, but the $2,226/mo payment compresses net cash flow to $181/mo at $495,000. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $136,759 by year five, and $4,559/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.60) without U.S. income documentation. Total projected return: $226,109.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.6% | 6.2% |
| Monthly Cash Flow | $181 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,563 |
| Total Monthly Debt Service | $2,762 |
| DSCR Ratio | 1.29x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2008
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20148, Ashburn, VA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 22,175 (100%) |
| Owner Occupied HU | 17,961 (81.0%) |
| Renter Occupied HU | 3,846 (17.3%) |
| Vacant Housing Units | 368 ( 1.7%) |
| Median Home Value | $863,732 |
| Average Home Value | $896,827 |
Housing Distribution
Address Breakdown
Residential
21,379
Single Family
19,635
Multi-Family
1,744
Businesses
371
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2008
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20148, Ashburn, VA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 22,175 (100%) |
| Owner Occupied HU | 17,961 (81.0%) |
| Renter Occupied HU | 3,846 (17.3%) |
| Vacant Housing Units | 368 ( 1.7%) |
| Median Home Value | $863,732 |
| Average Home Value | $896,827 |
Housing Distribution
Address Breakdown
Residential
21,379
Single Family
19,635
Multi-Family
1,744
Businesses
371
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices