4253 S Blue Ridge TpkeRochelleVA22738
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayMarkets with strong demand fundamentals often produce low-yield, high-appreciation assets. 4253 S Blue Ridge Tpke, Rochelle, VA, 22738 in Rochelle fits: $1,279,000, 1.94% gross yield, and a projected 5% annual appreciation rate adding $353,364 in value within five years. Rental yield 1.94%. The narrow rent-to-debt spread is the trade-off for market growth. Ziffy Mortgage's DSCR loan (0.36) finances non-U.S. buyers without personal income documentation; optimise coverage with a 30–35% down payment. $11,780/yr in principal paydown and $353,364 in appreciation project a total return of $124,958.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 1.9% | 6.2% |
| Monthly Cash Flow | $(5,577) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $2,069 |
| Total Monthly Debt Service | $7,137 |
| DSCR Ratio | 0.29x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1850
14.82 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 22738, Rochelle, VA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 485 (100%) |
| Owner Occupied HU | 358 (73.8%) |
| Renter Occupied HU | 77 (15.9%) |
| Vacant Housing Units | 50 (10.3%) |
| Median Home Value | $409,677 |
| Average Home Value | $517,591 |
Housing Distribution
Address Breakdown
Residential
478
Single Family
477
Multi-Family
1
Businesses
19
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1850
14.82 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 22738, Rochelle, VA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 485 (100%) |
| Owner Occupied HU | 358 (73.8%) |
| Renter Occupied HU | 77 (15.9%) |
| Vacant Housing Units | 50 (10.3%) |
| Median Home Value | $409,677 |
| Average Home Value | $517,591 |
Housing Distribution
Address Breakdown
Residential
478
Single Family
477
Multi-Family
1
Businesses
19
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices