4253 Ramona Way SE, Albany, OR, 97322 | $490/mo Cash Flow

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Price: $300K - 500K

Monthly Cash Flow: 1 - 3k+

Home Type: Single Family

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4253 Ramona Way SE, Albany, OR, 97322 | $490/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Albany at 4253 Ramona Way SE, Albany, OR, 97322 listed at $355,000 pairs $2,633/mo rent with a $1,738/mo payment to leave $490/mo cash flow. Total monthly income runs $2,633/mo, and annual cash flow reaches $5,877/yr on $117,683 cash to close. Return on cash invested measures 24.9% in year one, and rental yield registers 8.9% at a $355,000 basis. Equity gained on principal adds $2,291/yr, and annual property appreciation at 5% supports $98,080 by year five. Five-year ROI tracks 129.42% and total cumulative return in cash totals $152,304. Financing can be arranged with Ziffy Mortgage’s DSCR loan, which qualifies using $2,633/mo property income relative to a $1,738/mo payment rather than your personal income (W2, Tax Returns, Paystubs, or 1099).

Single Family

Built in 1977

6,098 sqft lot

$N/A/sqft

No HOA

More details about the property

This spacious three-bedroom, one-and-a-half-bath home offers a warm and inviting living area featuring a cozy wood-burning fireplace and stylish updated flooring. Perfect for hosting family and friends, the thoughtfully designed layout creates a comfortable and functional space. Situated in a desirable location, the home also features a large backyard with plenty of room for RV parking and all your toysan ideal blend of charm, comfort, and practicality.