4252 Harbour Island LnOxnardCA93035
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Total monthly income runs $5,147/mo, and a $8,810/mo payment. Purchase price stands at $1,799,999, and rental yield measures 3.43% with $5,147/mo rent. Return on cash invested shows 6.47% in year one, and 5% annual appreciation builds toward $497,307 over five years. Five-year ROI reaches 31.22% and total cumulative return in cash records $182,099. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $5,147/mo property income covering a $8,810/mo payment rather than investor’s personal income.
Condo
Built in 1988
2,661 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93035, Oxnard, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,341 (100%) |
| Owner Occupied HU | 6,377 (51.7%) |
| Renter Occupied HU | 3,956 (32.1%) |
| Vacant Housing Units | 2,008 (16.3%) |
| Median Home Value | $864,860 |
| Average Home Value | $1,030,654 |
Housing Distribution
Address Breakdown
Residential
11,612
Single Family
10,235
Multi-Family
1,377
Businesses
219
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Listed by: Kate Budroe • Keller Williams W Ventura Cty
Mls Name: Ojai Valley BOR
Mls Provider:
Mls ID: #224909
Disclaimer: Based on information from the Ojai Valley Board of REALTORS as of 2026-01-03 03:44:26 PST. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.