425 W Ferry StBerrien SpringsMI49103








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Nearby investment properties with comparable prices

Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Berrien Springs at 425 W Ferry St, Berrien Springs, MI, 49103 uses $110,721 cash to close to unlock $7,478/yr annual cash flow and $623/mo monthly cash flow. Total monthly income runs $2,826/mo, and a $1,635/mo payment keeps the spread at $623/mo. Purchase price stands at $334,000, and rental yield measures 10.15% with $2,826/mo rent. Return on cash invested shows 26.66% in year one, and 5% annual appreciation builds toward $92,278 over five years. Five-year ROI reaches 139.62% and total cumulative return in cash records $154,590. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $2,826/mo property income covering a $1,635/mo payment rather than investor’s personal income.
Single Family
Built in 1901
0.28 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 49103, Berrien Springs, MI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,038 (100%) |
| Owner Occupied HU | 2,865 (56.9%) |
| Renter Occupied HU | 1,533 (30.4%) |
| Vacant Housing Units | 640 (12.7%) |
| Median Home Value | $273,124 |
| Average Home Value | $318,962 |
Housing Distribution
Address Breakdown
Residential
4,559
Single Family
4,413
Multi-Family
146
Businesses
294
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Listed by: Matthew Shembarger • The Collective Home Group
Mls Name: MichRIC
Mls Provider:
Mls ID: #24046804
Disclaimer: Information is deemed reliable but not guaranteed. Copyright 2024 MichRIC, LLC. All rights reserved.








