425 S Main StSaint ElmoIL62458
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Investment property for sale in Saint Elmo at 425 S Main St, Saint Elmo, IL, 62458 with 5% annual appreciation on a $119,950 basis while $0/mo rent supports operations. 2% in year one. Equity gained on principal adds $774/yr, and five-year appreciation sums $33,140 alongside rental yield of 0%. Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $0/mo property income versus a $587/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.
Single Family
Built in 1997
0.28 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 62458, Saint Elmo, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 936 (100%) |
| Owner Occupied HU | 682 (72.9%) |
| Renter Occupied HU | 134 (14.3%) |
| Vacant Housing Units | 120 (12.8%) |
| Median Home Value | $134,821 |
| Average Home Value | $172,262 |
Housing Distribution
Address Breakdown
Residential
883
Single Family
848
Multi-Family
35
Businesses
61
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No similar rental properties found nearby.
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Listed by: Michael E Hammond • Equity Realty Group
Mls Name: RMLS Alliance
Mls Provider:
Mls ID: #EB459801
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