425 Inverness LnLongmeadowMA01106
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe cash-flow margin at 425 Inverness Ln, Longmeadow, MA, 01106 in Longmeadow is narrow, $151/mo net on $5,004/mo rent after the $3,462/mo debt service, but the property operates at break-even-plus, not a loss. At $769,900 with a 7.8% yield, the long-run equity case via 5% appreciation ($212,709 over five years) and $7,091/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.45 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $302,051.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.8% | 5.3% |
| Monthly Cash Flow | $151 | $1,200 |
City averages based on Longmeadow market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,004 |
| Total Monthly Debt Service | $4,546 |
| DSCR Ratio | 1.10x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1977
0.46 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01106, Longmeadow, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,139 (100%) |
| Owner Occupied HU | 5,208 (84.8%) |
| Renter Occupied HU | 699 (11.4%) |
| Vacant Housing Units | 232 ( 3.8%) |
| Median Home Value | $486,834 |
| Average Home Value | $515,036 |
Housing Distribution
Address Breakdown
Residential
6,066
Single Family
5,609
Multi-Family
457
Businesses
202
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1977
0.46 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01106, Longmeadow, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,139 (100%) |
| Owner Occupied HU | 5,208 (84.8%) |
| Renter Occupied HU | 699 (11.4%) |
| Vacant Housing Units | 232 ( 3.8%) |
| Median Home Value | $486,834 |
| Average Home Value | $515,036 |
Housing Distribution
Address Breakdown
Residential
6,066
Single Family
5,609
Multi-Family
457
Businesses
202
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Kristin Fitzpatrick • William Raveis R.E. & Home Services
Mls Name: MLS PIN
Mls ID: #73417529