424 Steadham CtTempleGA30179
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderTight but positive: 424 Steadham Ct, Temple, GA, 30179 in Temple at $310,300 earns $2,059/mo in rent and nets $159/mo after the $1,395/mo payment, a 7.96% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $85,730 over five years. Ziffy Mortgage underwrites this on a 1.48 DSCR without U.S. credit history. With $2,858/yr in principal paydown, total projected return reaches $127,838.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8% | 8.0% |
| Monthly Cash Flow | $159 | $350 |
City averages based on Temple market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,059 |
| Total Monthly Debt Service | $1,776 |
| DSCR Ratio | 1.16x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2018
0.95 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30179, Temple, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,285 (100%) |
| Owner Occupied HU | 5,739 (78.8%) |
| Renter Occupied HU | 1,217 (16.7%) |
| Vacant Housing Units | 329 ( 4.5%) |
| Median Home Value | $294,030 |
| Average Home Value | $322,661 |
Housing Distribution
Address Breakdown
Residential
7,127
Single Family
7,088
Multi-Family
39
Businesses
260
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2018
0.95 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30179, Temple, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,285 (100%) |
| Owner Occupied HU | 5,739 (78.8%) |
| Renter Occupied HU | 1,217 (16.7%) |
| Vacant Housing Units | 329 ( 4.5%) |
| Median Home Value | $294,030 |
| Average Home Value | $322,661 |
Housing Distribution
Address Breakdown
Residential
7,127
Single Family
7,088
Multi-Family
39
Businesses
260
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices