424 State Highway 53RosebudTX76570
INVESTMENT ANALYSIS
Investment Verdict
Solid Income424 State Highway 53, Rosebud, TX, 76570 in Rosebud carries a 1.54 coverage ratio, rent of $2,082/mo is 1.54 times the $1,349/mo payment. Rental yield 8.33%. That margin gives both the investor and Ziffy Mortgage's DSCR underwriting a comfortable buffer at a $299,900 acquisition price. No U.S. credit or income documentation required. Five-year appreciation adds $82,857; total projected cumulative return: $111,667.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.3% | 6.2% |
| Monthly Cash Flow | $(51) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,082 |
| Total Monthly Debt Service | $2,013 |
| DSCR Ratio | 1.03x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2022
5.35 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 76570, Rosebud, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,178 (100%) |
| Owner Occupied HU | 727 (61.7%) |
| Renter Occupied HU | 220 (18.7%) |
| Vacant Housing Units | 231 (19.6%) |
| Median Home Value | $102,284 |
| Average Home Value | $143,480 |
Housing Distribution
Address Breakdown
Residential
707
Single Family
707
Multi-Family
0
Businesses
74
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2022
5.35 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 76570, Rosebud, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,178 (100%) |
| Owner Occupied HU | 727 (61.7%) |
| Renter Occupied HU | 220 (18.7%) |
| Vacant Housing Units | 231 (19.6%) |
| Median Home Value | $102,284 |
| Average Home Value | $143,480 |
Housing Distribution
Address Breakdown
Residential
707
Single Family
707
Multi-Family
0
Businesses
74
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices