424 Neptune CourtLittletonCO80124
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity Builder424 Neptune Court, Littleton, CO, 80124 in Littleton is a solid income-producing rental, 7.98% gross yield, $3,491/mo rent, $431/mo net cash flow on a $525,000 buy. DSCR 1.48 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $145,048 and $4,835/yr in principal reduction project a total cumulative return of $225,988.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8% | 5.1% |
| Monthly Cash Flow | $431 | $1,850 |
City averages based on Littleton market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $3,491 |
| Total Monthly Debt Service | $2,851 |
| DSCR Ratio | 1.22x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1973
0.27 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80124, Littleton, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,589 (100%) |
| Owner Occupied HU | 5,436 (51.3%) |
| Renter Occupied HU | 4,606 (43.5%) |
| Vacant Housing Units | 547 ( 5.2%) |
| Median Home Value | $769,875 |
| Average Home Value | $856,287 |
Housing Distribution
Address Breakdown
Residential
10,189
Single Family
5,575
Multi-Family
4,614
Businesses
904
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1973
0.27 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80124, Littleton, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,589 (100%) |
| Owner Occupied HU | 5,436 (51.3%) |
| Renter Occupied HU | 4,606 (43.5%) |
| Vacant Housing Units | 547 ( 5.2%) |
| Median Home Value | $769,875 |
| Average Home Value | $856,287 |
Housing Distribution
Address Breakdown
Residential
10,189
Single Family
5,575
Multi-Family
4,614
Businesses
904
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices