4237 Loma Rosada DrEl PasoTX79934
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderWhen a property's DSCR clears 1.5x, lenders and investors both pay attention. 4237 Loma Rosada Dr, El Paso, TX, 79934 in El Paso achieves a 1.50 ratio at $277,000: $1,875/mo rent versus $1,246/mo debt service. Rental yield 7.4%. Ziffy Mortgage's no-W2 DSCR loan is purpose-built for assets like this. The 7.4% yield compounds alongside 5% annual appreciation projecting $76,530 in value. Total projected cumulative return: $100,032.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.4% | 5.8% |
| Monthly Cash Flow | $(319) | $385 |
City averages based on El Paso market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,875 |
| Total Monthly Debt Service | $1,860 |
| DSCR Ratio | 1.01x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1995
7,840 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 79934, El Paso, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,048 (100%) |
| Owner Occupied HU | 6,736 (61.0%) |
| Renter Occupied HU | 3,784 (34.3%) |
| Vacant Housing Units | 528 ( 4.8%) |
| Median Home Value | $221,503 |
| Average Home Value | $230,166 |
Housing Distribution
Address Breakdown
Residential
10,451
Single Family
9,828
Multi-Family
623
Businesses
179
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1995
7,840 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 79934, El Paso, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,048 (100%) |
| Owner Occupied HU | 6,736 (61.0%) |
| Renter Occupied HU | 3,784 (34.3%) |
| Vacant Housing Units | 528 ( 4.8%) |
| Median Home Value | $221,503 |
| Average Home Value | $230,166 |
Housing Distribution
Address Breakdown
Residential
10,451
Single Family
9,828
Multi-Family
623
Businesses
179
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices