4237 Holly AveSaint LouisMO63115
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderCapital preservation and steady income define 4237 Holly Ave, Saint Louis, MO, 63115 in Saint Louis. Rental yield 7.09%. The 1.31 coverage passes Ziffy Mortgage's DSCR threshold for non-U.S. residents. Five-year appreciation of $43,349 and $1,445/yr in principal reduction project total return of $56,214.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.1% | 7.8% |
| Monthly Cash Flow | $(51) | $450 |
City averages based on Saint Louis market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $926 |
| Total Monthly Debt Service | $915 |
| DSCR Ratio | 1.01x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1915
4,647 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63115, Saint Louis, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,917 (100%) |
| Owner Occupied HU | 3,334 (33.6%) |
| Renter Occupied HU | 3,525 (35.5%) |
| Vacant Housing Units | 3,058 (30.8%) |
| Median Home Value | $74,599 |
| Average Home Value | $170,037 |
Housing Distribution
Address Breakdown
Residential
7,287
Single Family
6,865
Multi-Family
422
Businesses
488
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1915
4,647 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63115, Saint Louis, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,917 (100%) |
| Owner Occupied HU | 3,334 (33.6%) |
| Renter Occupied HU | 3,525 (35.5%) |
| Vacant Housing Units | 3,058 (30.8%) |
| Median Home Value | $74,599 |
| Average Home Value | $170,037 |
Housing Distribution
Address Breakdown
Residential
7,287
Single Family
6,865
Multi-Family
422
Businesses
488
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Mark Fowler • Gateway Realty Solutions
Mls Name: MARIS
Mls ID: #25067520