4231 Greys Run CirBelcampMD21017
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeNot flashy, but dependably profitable, 4231 Greys Run Cir, Belcamp, MD, 21017 in Belcamp is listed at $345,900 and delivers $2,725/mo in rent and $547/mo in net monthly cash flow. The 9.45% yield and 1.75 DSCR provide the underwriting comfort Ziffy Mortgage needs to approve a DSCR loan without W-2 or tax-return documentation. Projected 5% annual appreciation adds $95,566 over five years, and $3,186/yr in principal reduction supplements cash return. Total projected cumulative return: $168,149.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.5% | 5.0% |
| Monthly Cash Flow | $547 | $300 |
City averages based on Belcamp market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $2,725 |
| Total Monthly Debt Service | $2,014 |
| DSCR Ratio | 1.35x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1991
7,927 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21017, Belcamp, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,837 (100%) |
| Owner Occupied HU | 1,868 (65.8%) |
| Renter Occupied HU | 847 (29.9%) |
| Vacant Housing Units | 122 ( 4.3%) |
| Median Home Value | $340,898 |
| Average Home Value | $368,709 |
Housing Distribution
Address Breakdown
Residential
2,768
Single Family
2,378
Multi-Family
390
Businesses
193
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1991
7,927 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21017, Belcamp, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,837 (100%) |
| Owner Occupied HU | 1,868 (65.8%) |
| Renter Occupied HU | 847 (29.9%) |
| Vacant Housing Units | 122 ( 4.3%) |
| Median Home Value | $340,898 |
| Average Home Value | $368,709 |
Housing Distribution
Address Breakdown
Residential
2,768
Single Family
2,378
Multi-Family
390
Businesses
193
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices