4226 Huntshire RdRandallstownMD21133
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 4226 Huntshire Rd, Randallstown, MD, 21133 in Randallstown earns a 9.74% gross yield at $400,000. Rent of $3,247/mo nets $669/mo after the $1,799/mo mortgage. The 1.80 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $110,513 and $3,684/yr in equity accumulation project a total cumulative return of $200,554.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.7% | 6.0% |
| Monthly Cash Flow | $669 | $350 |
City averages based on Randallstown market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,247 |
| Total Monthly Debt Service | $2,329 |
| DSCR Ratio | 1.39x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1995
3,035 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21133, Randallstown, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,018 (100%) |
| Owner Occupied HU | 7,874 (65.5%) |
| Renter Occupied HU | 3,646 (30.3%) |
| Vacant Housing Units | 498 ( 4.1%) |
| Median Home Value | $352,159 |
| Average Home Value | $409,109 |
Housing Distribution
Address Breakdown
Residential
11,750
Single Family
8,754
Multi-Family
2,996
Businesses
606
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1995
3,035 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21133, Randallstown, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,018 (100%) |
| Owner Occupied HU | 7,874 (65.5%) |
| Renter Occupied HU | 3,646 (30.3%) |
| Vacant Housing Units | 498 ( 4.1%) |
| Median Home Value | $352,159 |
| Average Home Value | $409,109 |
Housing Distribution
Address Breakdown
Residential
11,750
Single Family
8,754
Multi-Family
2,996
Businesses
606
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jillian McKown • Northrop Realty
Mls Name: Bright MLS
Mls ID: #MDBC2141594