4226 Hartwood LnTampaFL33618
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowSolid fundamentals define the investment case at 4226 Hartwood Ln, Tampa, FL, 33618 in Tampa: $3,352/mo in rent, $281/mo in net income, 12.08% gross yield, 2.24 DSCR, all at $333,000. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $92,002 in appreciation and $3,067/yr in principal paydown projects total cumulative return of $148,757.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 12.1% | 3.0% |
| Monthly Cash Flow | $281 | $350 |
City averages based on Tampa market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,352 |
| Total Monthly Debt Service | $2,938 |
| DSCR Ratio | 1.14x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1981
1,317 sqft lot
$N/A/sqft
$686 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33618, Tampa, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,927 (100%) |
| Owner Occupied HU | 8,047 (67.5%) |
| Renter Occupied HU | 3,357 (28.1%) |
| Vacant Housing Units | 523 ( 4.4%) |
| Median Home Value | $536,719 |
| Average Home Value | $594,964 |
Housing Distribution
Address Breakdown
Residential
12,019
Single Family
7,839
Multi-Family
4,180
Businesses
1,131
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1981
1,317 sqft lot
$N/A/sqft
$686 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33618, Tampa, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,927 (100%) |
| Owner Occupied HU | 8,047 (67.5%) |
| Renter Occupied HU | 3,357 (28.1%) |
| Vacant Housing Units | 523 ( 4.4%) |
| Median Home Value | $536,719 |
| Average Home Value | $594,964 |
Housing Distribution
Address Breakdown
Residential
12,019
Single Family
7,839
Multi-Family
4,180
Businesses
1,131
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices