4225 Winding Pines DrApopkaFL32712
INVESTMENT ANALYSIS
Investment Verdict
Solid Income4225 Winding Pines Dr, Apopka, FL, 32712 in Apopka carries a 1.50 coverage ratio, rent of $2,736/mo is 1.50 times the $1,829/mo payment. Rental yield 8.07%. That margin gives both the investor and Ziffy Mortgage's DSCR underwriting a comfortable buffer at a $406,800 acquisition price. No U.S. credit or income documentation required. Five-year appreciation adds $112,391; total projected cumulative return: $149,807.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.1% | 6.0% |
| Monthly Cash Flow | $(91) | $250 |
City averages based on Apopka market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,736 |
| Total Monthly Debt Service | $2,665 |
| DSCR Ratio | 1.03x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2024
3,920 sqft lot
$N/A/sqft
$127 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32712, Apopka, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,958 (100%) |
| Owner Occupied HU | 15,346 (80.9%) |
| Renter Occupied HU | 2,854 (15.1%) |
| Vacant Housing Units | 758 ( 4.0%) |
| Median Home Value | $482,986 |
| Average Home Value | $525,404 |
Housing Distribution
Address Breakdown
Residential
18,514
Single Family
17,531
Multi-Family
983
Businesses
511
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2024
3,920 sqft lot
$N/A/sqft
$127 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32712, Apopka, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,958 (100%) |
| Owner Occupied HU | 15,346 (80.9%) |
| Renter Occupied HU | 2,854 (15.1%) |
| Vacant Housing Units | 758 ( 4.0%) |
| Median Home Value | $482,986 |
| Average Home Value | $525,404 |
Housing Distribution
Address Breakdown
Residential
18,514
Single Family
17,531
Multi-Family
983
Businesses
511
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Megan Hedrick • Mark Spain Real Estate
Mls Name: Space Coast AOR
Mls ID: #1050067
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.