4225 Harding Pike APT 408NashvilleTN37205
INVESTMENT ANALYSIS
Investment Verdict
Solid Income4225 Harding Pike APT 408, Nashville, TN, 37205 in Nashville carries a 1.82 coverage ratio, rent of $1,938/mo is 1.82 times the $1,066/mo payment. Rental yield 9.81%. That margin gives both the investor and Ziffy Mortgage's DSCR underwriting a comfortable buffer at a $237,000 acquisition price. No U.S. credit or income documentation required. Five-year appreciation adds $65,479; total projected cumulative return: $123,101.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.8% | 4.2% |
| Monthly Cash Flow | $(60) | $850 |
City averages based on Nashville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,938 |
| Total Monthly Debt Service | $1,324 |
| DSCR Ratio | 1.46x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1940
871.20 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 37205, Nashville, TN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,781 (100%) |
| Owner Occupied HU | 7,941 (67.4%) |
| Renter Occupied HU | 2,919 (24.8%) |
| Vacant Housing Units | 921 ( 7.8%) |
| Median Home Value | $927,358 |
| Average Home Value | $1,108,529 |
Housing Distribution
Address Breakdown
Residential
11,827
Single Family
8,496
Multi-Family
3,331
Businesses
1,002
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1940
871.20 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 37205, Nashville, TN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,781 (100%) |
| Owner Occupied HU | 7,941 (67.4%) |
| Renter Occupied HU | 2,919 (24.8%) |
| Vacant Housing Units | 921 ( 7.8%) |
| Median Home Value | $927,358 |
| Average Home Value | $1,108,529 |
Housing Distribution
Address Breakdown
Residential
11,827
Single Family
8,496
Multi-Family
3,331
Businesses
1,002
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices