4225 Anna AveMc CookIL60534
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid fundamentals define the investment case at 4225 Anna Ave, Mc Cook, IL, 60534 in Mc Cook: $2,754/mo in rent, $258/mo in net income, 9.18% gross yield, 1.70 DSCR, all at $359,900. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $99,434 in appreciation and $3,315/yr in principal paydown projects total cumulative return of $154,266.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.2% | 6.0% |
| Monthly Cash Flow | $258 | $1,200 |
City averages based on Mc Cook market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $2,754 |
| Total Monthly Debt Service | $2,353 |
| DSCR Ratio | 1.17x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
5,248 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 60534, Lyons, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,364 (100%) |
| Owner Occupied HU | 2,529 (58.0%) |
| Renter Occupied HU | 1,521 (34.9%) |
| Vacant Housing Units | 314 ( 7.2%) |
| Median Home Value | $268,131 |
| Average Home Value | $309,869 |
Housing Distribution
Address Breakdown
Residential
4,067
Single Family
2,921
Multi-Family
1,146
Businesses
376
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
5,248 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 60534, Lyons, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,364 (100%) |
| Owner Occupied HU | 2,529 (58.0%) |
| Renter Occupied HU | 1,521 (34.9%) |
| Vacant Housing Units | 314 ( 7.2%) |
| Median Home Value | $268,131 |
| Average Home Value | $309,869 |
Housing Distribution
Address Breakdown
Residential
4,067
Single Family
2,921
Multi-Family
1,146
Businesses
376
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices