4224 Moonlight Ln, Oceanside, CA, 92056 | 6.72% Rental Yield

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Monthly Cash Flow: 1 - 3k+

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4224 Moonlight Ln, Oceanside, CA, 92056 | 6.72% Rental Yield | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Oceanside at 4224 Moonlight Ln, Oceanside, CA, 92056 earns from $3,836/mo rent with a $3,353/mo payment. Total monthly income totals $3,836/mo. ROI tracks 17.92% on current figures, and rental yield reads 6.72% at a $685,000 purchase. Equity gained on principal adds $4,420/yr, and 5% annual appreciation supports $189,253 over five years. Five-year ROI reaches 92.15% and total cumulative return in cash sums $207,682. Financing can be set up with Ziffy Mortgage’s DSCR loan, which is driven by $3,836/mo property income instead of your personal income.

Condo

Built in 1978

3,484 sqft lot

$N/A/sqft

No HOA

More details about the property

Beautifully upgraded home in the highly desirable 55+ community of Pacifica, ideally located in the best location within the neighborhood! So many updates--a brand-new Bosch ultra-quiet dishwasher, new oven, beautiful tile flooring in the dining room, kitchen, and island area. High-end Lennox HVAC system with MERV 16 filtration, an HRV fresh-air system, and a whole-house dehumidifier. New attic insulation and air sealing. Additional features include an ADT security system, designer window coverings, a new front door lock, a new water heater, a re-tiled guest bath, an LG washer and gas dryer with steam dry, and a fireplace with a new mantle and marble hearth. The home is quiet with no traffic noise, and the owner meticulously updated the home's aesthetics and infrastructure. Enjoy your morning coffee in the spacious backyard, make delicious meals in your open floorplan kitchen, and unwind in front of the fireplace in the evening. This home truly has it all and is a beautiful, peaceful retreat and is ready for its new owner to make their own memories! Pacifica offers walking paths, a pool, spa, clubhouse, and a prime Oceanside location close to shopping, dining, and the beach. This move-in ready home combines thoughtful upgrades with an unbeatable and vibrant community setting. Welcome home!

Neighborhood Data

Neighborhood data shown for ZIP Code: 92056, Oceanside, CA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	21,842 (100%)
Owner Occupied HU	13,528 (61.9%)
Renter Occupied HU	7,257 (33.2%)
Vacant Housing Units	1,057 ( 4.8%)
Median Home Value	$801,946
Average Home Value	$839,820