422 Stanley AveCincinnatiOH45226
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid fundamentals define the investment case at 422 Stanley Ave, Cincinnati, OH, 45226 in Cincinnati: $2,760/mo in rent, $228/mo in net income, 8.6% gross yield, 1.59 DSCR, all at $385,000. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $106,368 in appreciation and $3,546/yr in principal paydown projects total cumulative return of $161,296.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.6% | 6.8% |
| Monthly Cash Flow | $228 | $450 |
City averages based on Cincinnati market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,760 |
| Total Monthly Debt Service | $2,379 |
| DSCR Ratio | 1.16x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1890
2,265 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 45226, Cincinnati, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,210 (100%) |
| Owner Occupied HU | 1,739 (54.2%) |
| Renter Occupied HU | 1,131 (35.2%) |
| Vacant Housing Units | 340 (10.6%) |
| Median Home Value | $499,798 |
| Average Home Value | $596,249 |
Housing Distribution
Address Breakdown
Residential
3,207
Single Family
2,338
Multi-Family
869
Businesses
381
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1890
2,265 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 45226, Cincinnati, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,210 (100%) |
| Owner Occupied HU | 1,739 (54.2%) |
| Renter Occupied HU | 1,131 (35.2%) |
| Vacant Housing Units | 340 (10.6%) |
| Median Home Value | $499,798 |
| Average Home Value | $596,249 |
Housing Distribution
Address Breakdown
Residential
3,207
Single Family
2,338
Multi-Family
869
Businesses
381
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: Cincy MLS
Mls ID: #1873376