4217 Scotland RdAlexandriaVA22309
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderSolid fundamentals define the investment case at 4217 Scotland Rd, Alexandria, VA, 22309 in Alexandria: $6,176/mo in rent, $205/mo in net income, 7.42% gross yield, 1.30 DSCR, all at $999,000. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $276,005 in appreciation and $8,375/yr in principal paydown projects total cumulative return of $372,211.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.4% | 4.5% |
| Monthly Cash Flow | $205 | $1,850 |
City averages based on Alexandria market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $6,176 |
| Total Monthly Debt Service | $5,818 |
| DSCR Ratio | 1.06x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1978
0.34 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 22309, Alexandria, VA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,839 (100%) |
| Owner Occupied HU | 7,561 (63.9%) |
| Renter Occupied HU | 3,721 (31.4%) |
| Vacant Housing Units | 557 ( 4.7%) |
| Median Home Value | $650,103 |
| Average Home Value | $734,196 |
Housing Distribution
Address Breakdown
Residential
11,668
Single Family
10,066
Multi-Family
1,602
Businesses
509
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: Bright MLS
Mls Provider:
Mls ID: #VAFX2340298
