4216 Meadow Brook LnSalidaCA95368
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe cash-flow margin at 4216 Meadow Brook Ln, Salida, CA, 95368 in Salida is narrow, $0/mo net on $3,025/mo rent after the $2,199/mo debt service, but the property operates at break-even-plus, not a loss. At $489,000 with a 7.42% yield, the long-run equity case via 5% appreciation ($135,102 over five years) and $4,504/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.38 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $185,427.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.4% | 5.2% |
| Monthly Cash Flow | $0 | $300 |
City averages based on Salida market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,025 |
| Total Monthly Debt Service | $2,830 |
| DSCR Ratio | 1.07x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1996
5,127 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95368, Salida, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,020 (100%) |
| Owner Occupied HU | 3,065 (76.2%) |
| Renter Occupied HU | 896 (22.3%) |
| Vacant Housing Units | 59 ( 1.5%) |
| Median Home Value | $462,962 |
| Average Home Value | $544,340 |
Housing Distribution
Address Breakdown
Residential
4,044
Single Family
4,044
Multi-Family
0
Businesses
306
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1996
5,127 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95368, Salida, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,020 (100%) |
| Owner Occupied HU | 3,065 (76.2%) |
| Renter Occupied HU | 896 (22.3%) |
| Vacant Housing Units | 59 ( 1.5%) |
| Median Home Value | $462,962 |
| Average Home Value | $544,340 |
Housing Distribution
Address Breakdown
Residential
4,044
Single Family
4,044
Multi-Family
0
Businesses
306
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: MetroList Services of CA
Mls ID: #226028077