421 West State StreetHartfordWI53027
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow421 West State Street, Hartford, WI, 53027 in Hartford earns its strong cash-flow label: 10.71% yield, $2,938/mo rent, $730/mo net income, DSCR 1.99. The $329,000 acquisition cost produces immediate returns that put this property in the top tier for U.S. income assets accessible via Ziffy Mortgage's rental-income underwriting. Long-term, 5% annual appreciation adds $90,897 by year five. Combined with $3,030/yr in principal paydown, total projected return reaches $172,523.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10.7% | 6.2% |
| Monthly Cash Flow | $730 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,938 |
| Total Monthly Debt Service | $2,077 |
| DSCR Ratio | 1.41x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1905
0.29 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 53027, Hartford, WI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,544 (100%) |
| Owner Occupied HU | 7,631 (72.4%) |
| Renter Occupied HU | 2,586 (24.5%) |
| Vacant Housing Units | 327 ( 3.1%) |
| Median Home Value | $362,839 |
| Average Home Value | $407,398 |
Housing Distribution
Address Breakdown
Residential
10,146
Single Family
9,076
Multi-Family
1,070
Businesses
586
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1905
0.29 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 53027, Hartford, WI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,544 (100%) |
| Owner Occupied HU | 7,631 (72.4%) |
| Renter Occupied HU | 2,586 (24.5%) |
| Vacant Housing Units | 327 ( 3.1%) |
| Median Home Value | $362,839 |
| Average Home Value | $407,398 |
Housing Distribution
Address Breakdown
Residential
10,146
Single Family
9,076
Multi-Family
1,070
Businesses
586
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Erik Rasmuson • Rock Realty
Mls Name: WIREX MLS
Mls Provider:
Mls ID: #1998050
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.