421 W Mill StSaint MarysPA15857








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Rental property for sale in Saint Marys at 421 W Mill St, Saint Marys, PA, 15857 generates $826/mo in rent and, after a $509/mo payment, leaves $145/mo in cash flow. Total monthly income is $826/mo, and annual cash flow is $1,734/yr on $34,476 invested. Return on cash invested sits at 24.94% in year one, and rental yield is 9.53% on a $104,000 entry. Equity gained on principal adds $671/yr, while 5% annual appreciation builds toward $28,733 over five years. Five-year ROI reaches 130.39% and total cumulative return in cash sums $44,952. For financing, investors can use Ziffy Mortgage’s DSCR loan, which considers $826/mo property income rather than buyer’s personal income.
Single Family
Built in 1900
4,791 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 15857, Saint Marys, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,010 (100%) |
| Owner Occupied HU | 4,215 (70.1%) |
| Renter Occupied HU | 1,254 (20.9%) |
| Vacant Housing Units | 541 ( 9.0%) |
| Median Home Value | $186,332 |
| Average Home Value | $221,130 |
Housing Distribution
Address Breakdown
Residential
5,741
Single Family
5,551
Multi-Family
190
Businesses
562
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Listed by: Ben Kmetz • Elk County Real Estate
Mls Name: ECBR
Mls ID: #25-218
Disclaimer: Copyright Elk Cameron Board of Realtors. All rights reserved. Information is deemed reliable but not guaranteed.








