421 N Avenue GShinerTX77984
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 421 N Avenue G, Shiner, TX, 77984 in Shiner at $210,000 earns $1,622/mo in rent and nets $129/mo after the $944/mo payment, a 9.27% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $58,019 over five years. Ziffy Mortgage underwrites this on a 1.72 DSCR without U.S. credit history. With $1,934/yr in principal paydown, total projected return reaches $88,795.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.3% | 6.2% |
| Monthly Cash Flow | $129 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,622 |
| Total Monthly Debt Service | $1,410 |
| DSCR Ratio | 1.15x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1934
10,497 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 77984, Shiner, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,286 (100%) |
| Owner Occupied HU | 1,451 (63.5%) |
| Renter Occupied HU | 350 (15.3%) |
| Vacant Housing Units | 485 (21.2%) |
| Median Home Value | $267,574 |
| Average Home Value | $332,304 |
Housing Distribution
Address Breakdown
Residential
1,864
Single Family
1,864
Multi-Family
0
Businesses
223
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1934
10,497 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 77984, Shiner, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,286 (100%) |
| Owner Occupied HU | 1,451 (63.5%) |
| Renter Occupied HU | 350 (15.3%) |
| Vacant Housing Units | 485 (21.2%) |
| Median Home Value | $267,574 |
| Average Home Value | $332,304 |
Housing Distribution
Address Breakdown
Residential
1,864
Single Family
1,864
Multi-Family
0
Businesses
223
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices