421 E 8th StMoscowID83843
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 421 E 8th St, Moscow, ID, 83843 in Moscow. Priced at $329,000, it generates $3,000/mo in gross rent and $1,107/mo in net monthly cash flow, a 10.94% yield that comfortably supports the 2.03 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $13,288. Five-year appreciation: $90,897. Equity from principal paydown: $3,030/yr. Total projected cumulative return: $195,431.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.9% | 6.0% |
| Monthly Cash Flow | $1,107 | $300 |
City averages based on Moscow market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,000 |
| Total Monthly Debt Service | $1,762 |
| DSCR Ratio | 1.70x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1948
6,490 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83843, Moscow, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,080 (100%) |
| Owner Occupied HU | 5,751 (44.0%) |
| Renter Occupied HU | 6,627 (50.7%) |
| Vacant Housing Units | 702 ( 5.4%) |
| Median Home Value | $397,881 |
| Average Home Value | $452,171 |
Housing Distribution
Address Breakdown
Residential
12,186
Single Family
10,164
Multi-Family
2,022
Businesses
1,157
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1948
6,490 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83843, Moscow, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,080 (100%) |
| Owner Occupied HU | 5,751 (44.0%) |
| Renter Occupied HU | 6,627 (50.7%) |
| Vacant Housing Units | 702 ( 5.4%) |
| Median Home Value | $397,881 |
| Average Home Value | $452,171 |
Housing Distribution
Address Breakdown
Residential
12,186
Single Family
10,164
Multi-Family
2,022
Businesses
1,157
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices