421 County Road 2438AltoTX75925
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayAt a 1.33% gross rental yield, 421 County Road 2438, Alto, TX, 75925 in Alto is priced for capital growth, not immediate cash flow. The $539,000 purchase reflects market confidence in future value: at 5%/yr, the property is forecast to gain $148,916 by year five, with $4,964/yr in additional equity from loan paydown. Ziffy Mortgage's DSCR mortgage (1.70) qualifies for non-U.S. residents without personal income documents. Total five-year projected cumulative return: $225,222.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 1.3% | 6.2% |
| Monthly Cash Flow | $(3,234) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $4,123 |
| Total Monthly Debt Service | $3,618 |
| DSCR Ratio | 1.14x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1994
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 75925, Alto, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,971 (100%) |
| Owner Occupied HU | 1,181 (59.9%) |
| Renter Occupied HU | 476 (24.2%) |
| Vacant Housing Units | 314 (15.9%) |
| Median Home Value | $191,704 |
| Average Home Value | $267,881 |
Housing Distribution
Address Breakdown
Residential
1,323
Single Family
1,296
Multi-Family
27
Businesses
124
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1994
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 75925, Alto, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,971 (100%) |
| Owner Occupied HU | 1,181 (59.9%) |
| Renter Occupied HU | 476 (24.2%) |
| Vacant Housing Units | 314 (15.9%) |
| Median Home Value | $191,704 |
| Average Home Value | $267,881 |
Housing Distribution
Address Breakdown
Residential
1,323
Single Family
1,296
Multi-Family
27
Businesses
124
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Krista Wiley • Jane Byrd Properties International L.L.C.
Mls Name: LAR
Mls Provider:
Mls ID: #5104910
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.