4208 46th AveSacramentoCA95824
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors targeting immediate dollar income will find 4208 46th Ave, Sacramento, CA, 95824 in Sacramento hard to pass up. The 10.1% gross yield on a $329,000 purchase results in $2,768/mo in rent and $733/mo in net cash, well above the spread required for Ziffy Mortgage's DSCR qualification (1.87). Annual cash flow of $8,798, five-year appreciation of $90,897, and $3,030/yr in equity build-up combine for a projected total cumulative return of $171,971.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.1% | 4.8% |
| Monthly Cash Flow | $733 | $285 |
City averages based on Sacramento market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,768 |
| Total Monthly Debt Service | $1,904 |
| DSCR Ratio | 1.45x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1955
5,227 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95824, Sacramento, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,355 (100%) |
| Owner Occupied HU | 3,887 (41.5%) |
| Renter Occupied HU | 5,092 (54.4%) |
| Vacant Housing Units | 376 ( 4.0%) |
| Median Home Value | $362,091 |
| Average Home Value | $418,292 |
Housing Distribution
Address Breakdown
Residential
9,255
Single Family
8,007
Multi-Family
1,248
Businesses
626
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1955
5,227 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95824, Sacramento, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,355 (100%) |
| Owner Occupied HU | 3,887 (41.5%) |
| Renter Occupied HU | 5,092 (54.4%) |
| Vacant Housing Units | 376 ( 4.0%) |
| Median Home Value | $362,091 |
| Average Home Value | $418,292 |
Housing Distribution
Address Breakdown
Residential
9,255
Single Family
8,007
Multi-Family
1,248
Businesses
626
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Sindy Kirsch • Coldwell Banker Realty
Mls Name: MetroList Services of CA
Mls ID: #226018109